← The Loan Connection
Real estate capital
Capital that closes on investor timelines
Funded through Kiavi
Fix & flip, DSCR rental, bridge, and ground-up financing matched to the lender whose box your deal actually fits.
Submit your deal →Takes about 4 minutes. No credit pull to get matched. Opens Kiavi's secure application in a new tab.
Best for
- ▸Fix & flip up to 90% LTC / 75% ARV
- ▸DSCR rental from 1.10 — no personal income docs
- ▸Bridge and ground-up construction draws
- ▸Close in 7–21 days with a vetted lender
Typical timeline
Term sheet in 24–48 hours, close in 10–21 days.
What happens next
- 1. A capital advisor reviews your deal numbers within 24 hours.
- 2. The matched lender collects docs and issues terms directly.
- 3. Term sheet typically issued within 3–5 business days.
Investor financing questions
- How much will a hard money lender fund on a fix and flip?
- Most fix & flip programs go to 90% of purchase plus 100% of rehab, capped at 70-75% of after-repair value. Your cash to close is the remaining purchase equity plus points and closing costs.
- What DSCR do rental lenders require?
- A 1.10 debt service coverage ratio is the common floor, with the best pricing at 1.25 or higher. DSCR is monthly rent divided by principal, interest, taxes, insurance, and any HOA.
- Do investor loans require income documentation?
- DSCR rental loans qualify on the property's rent, not your tax returns or W-2s. Fix & flip lenders focus on the deal, your liquidity, and your track record.
- How fast can an investor loan close?
- Typical closings run 7 to 21 days once the appraisal or valuation is ordered and title is clear. Term sheets are usually issued within 3-5 business days of a complete file.
- Is there a cost to get matched with a lender?
- No. Submitting a deal and getting matched is free, and getting matched does not trigger a credit pull.
Need to talk to us first? Email deals@connect2loans.online and reference your matched lender.
Need working capital for your business instead? See small business capital