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Small business capital

Working capital without the bank runaround

Funded through Lexington Capital Holdings

Revenue-based funding, lines of credit, and expansion capital for owner-operators — reviewed on your cash flow, not a 90-day bank committee.

Start your working capital application →

Takes about 4 minutes. Soft review — no impact to your credit. Opens Lexington Capital Holdings's secure application in a new tab.

Best for

  • ▸$25K–$5M working capital and expansion lines
  • ▸Approvals on bank statements and revenue, not just FICO
  • ▸Equipment, payroll, inventory, and buyout uses
  • ▸No collateral required on most revenue-based programs

Typical timeline

Term sheet in 1–2 business days, close in 21–30 days.

What happens next

  1. 1. A capital advisor reviews your revenue profile within 24 hours.
  2. 2. You send 3–6 months of business bank statements — no tax returns on most programs.
  3. 3. Offers come back in 1–2 business days, funding often same week.

Small business funding questions

How much working capital can a small business qualify for?
Programs run from $25,000 to $5 million. Most revenue-based approvals size to roughly 8-15% of trailing twelve-month revenue, so a business doing $1M a year commonly sees $80K-$150K offers.
What documents are needed for a working capital application?
Three to six months of business bank statements cover most revenue-based programs. Larger lines or equipment facilities may add a P&L, balance sheet, or a single year of business tax returns.
Is there a minimum credit score for business funding?
Revenue-based programs typically start around a 550 FICO because underwriting weighs deposits, average daily balance, and time in business more heavily than personal credit.
How fast can a business get funded?
Offers usually come back within one to two business days of a complete file, and funding often lands the same week the offer is accepted.
Does applying affect my personal credit?
The initial review is a soft pull. A hard inquiry only happens if you accept an offer and move to final underwriting with the lender.

Need to talk to us first? Email deals@connect2loans.online and reference your matched lender.

Financing an investment property instead? See real estate programs